As we approach the end of 2025, most of us are doing the same thing: scribbling down a list of resolutions. We want more money, a better job, or to finally hit the gym. But after years of doing this, I’ve realized that a list of goals is often just a list of wishes—and it usually ignores the most important part of our lives: balance.
As I look ahead to 2026, I want to share an exercise I do every year that changes how I view my progress. I call it the Wheel of Life. (Download my FREE Year in Review Goal Planning Workbook here).
The Bicycle Wheel Analogy
Think of your life as a bicycle wheel. When the tire is full of air and the spokes are solid, you get a smooth, easy ride. But as soon as that wheel gets damaged—maybe a spoke breaks or you get a flat—the ride becomes uncomfortable, difficult, and eventually, it stops moving altogether.
Our lives are the same way. We have different “spokes” that represent the core dimensions of our existence:
- Money
- Work
- Family
- Friends & Social Life
- Health & Physical Fitness
- Fun & Enjoyment
- Growth & Personal Development
The Reality Check: Scoring Your Life
In my year-end review, I score each of these areas on a scale of 1 to 10. If you score an 8 in “Work” but a 4 in “Physical Fitness,” and then you connect those dots, you’ll quickly see that your “wheel” isn’t round. It’s jagged.
It is a sobering moment to realize that while you might be winning in one area, the “shape” of your life might be making your journey much harder than it needs to be.
The Secret Ingredient: Fulfillment
Through this process, I’ve learned that the center of the wheel must be fulfillment.
We often think more money will solve our problems, but if you aren’t fulfilled, more money just gives you more stuff to fill up your closet. True fulfillment comes from Growth. Whether it’s your mindset, your self-awareness, or your knowledge, you must keep growing to stay in a state of peace.
My Challenge to You for 2026
As you plan for the coming year, don’t just set a financial goal or a career goal. Look at your wheel.
- Audit your spokes: Where are you at a 4? Where are you at an 8?
- Pick one area to improve: I often follow Benjamin Franklin’s lead—focusing on developing one new better habit every 30 days.
- Prioritize Growth: Make sure at least one of your goals for 2026 is dedicated to your personal development.
Let’s stop chasing lists and start building smoother wheels.
What “spoke” on your wheel needs the most attention heading into 2026? Let’s discuss in the comments.
(Download my FREE Year in Review Goal Planning Workbook here).
- “If you want to see me walk through this exercise step-by-step, watch my latest video here.”
